Well I just pulled the trigger and I figured I would write a little story it as it unfolds. This week Orlgheenoer came over with his D40x and I was impressed with the photos. Best Buy had the D40 version on sale for $549 but my brother is a professional photographer and had told me to check out B&H before buying. Sure enough you could get it there for $499 new and $394 for a factory refurb. To me these are prices comparable with previous point and shoot cameras I have purchased. I went with the factory refurb figuring that I would rather invest in some additional high quality lenses down the road. I found a pretty cool site for research. www.kenrockwell.com. Good reviews and info are here: http://www.kenrockwell.com/tech/recommended-cameras.htm The Megapixel Myth http://www.kenrockwell.com/tech/mpmyth.htm I am excited to get my camera. It should be here in time for next weekends trip to Everglades National Park!