God bless ya!! You deserve it!!!I financed a little more than half my Evo. Doubled the payment on the loan to pay off quicker. Didn’t want to deplete my savings to buy outright. Got a great rate so comfortable with situation. 45, 2 little ones, business owner, trying to save, needed to treat myself😇
How was your boat stolen? That's an interesting subject and could be a thread on it's own.Of the boats I have owned I think I only got a bank note on three and one was stolen less than two years after I bought it.
You get only so many trips around the sun. Make the best of them for you and your family.Yeah if I waited until I could comfortably pay for a boat cash I'd be an old man. I try to be responsible with money but I also have to experience this life I'm living otherwise I'll have regrets. I've been lucky that up until now my dad has always had a small boat I had access to as if it was my own but because its kept 2.5 hrs away its a bit of a production to go and use it. I'm so happy I got my new skiff because I can just take it out of the garage and disappear on my days off. I've also had an opportunity to spend more time with my own dad since he recently retired. Hopefully taking the kids out this Friday it will be their first fishing outing on the new boat. I have taken them for a few joy rides. I should have done this 10 years ago!
We've always had used boats in the family and MOST have been reliable. Went new because I planned on venturing deep in the glades and I'm not the most mechanically inclined. Yes new motors can have issues, but for me the peace of mind of knowing its new was worth it for me and my family. And yes, I did pay the premium, LOL!Bought all my boats over the past 38 years with cash. My two fishing boats I bought used. Rebuilt one complete and added anew yami. A 21 'seafly witha 150 yami for Maine and a B2 with a 60 merc for SWF. No need to buy new. I use em to fish.
Not everyone can spring for a boat cash. There's a difference between overextending yourself financially (common down here in SoFlo) and putting money towards something for entertainment and enjoyment. I've owned 3 vehicles my whole life (I'm 44). I put a lot away for retirement, college for kids, savings, etc. Still have student loans but at a great rate. I deferred getting a new truck to be able to get my skiff and we were due for some home improvements. I should have my skiff paid off pretty soon and then its on to financing my next depreciating asset....my 4th vehicle ever, LOL!I have a hard time wrapping my mind around financing toys.