A lot of the larger 20+ foot flats boats might as well be a bay boat. I wouldn't hesitate to buy a bay boat for your situation to be honest, I really like the Action Craft Coastal Bay if you can find one used in the right price range. Anyway if you don't like that idea then I really like the Action Craft 2020 also, because like I said, it's basically a bay boat. Runs 50+ with a 200, tons of storage, a livewell large enough for a slot cobia, two other livewells with enough room for plenty of white bait or finger mullet or scrimps. Eats up a chop pretty good and relatively dry unless you insist on running 40 in 2 footers.