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Discussion in 'Off Topic' started by AfterHours2, Mar 1, 2011.
Just looking to ask a couple questions for someone who has experience dealing with this issue. Thx
was going that route, however my work offers employee assistance in credit counseling. after weighing my options as the debt far exceeds my income i have chosen to seek help.
both choices will put a nasty bruise on the credit report, however the credit counseling will allow me to repay all my debts. I dont borrow and not repay as a bankruptcy would essentially do. Plus, the courts will not get my boat, or any other toys.
i screwed the pooch pretty bad by allowing my family to utilize credit cards more that we should have. now I have to pay the piper.
good luck on your choice, and hope all works out.